Has your greenhouse been damaged by a storm, high winds, or an accident?
We understand how stressful it is to see your pride and joy damaged. Whether you have shattered glass, a twisted frame, or a complete collapse, dealing with insurance companies can feel overwhelming.
At Greenhouse Stores, we make the process simple, fast, and helpful. We don't just sell greenhouses; we are the UK's leading experts in helping you get a "New for Old" replacement.
Key Takeaways
- Most UK home insurance policies include greenhouse coverage under buildings insurance.
- Free greenhouse insurance quotes available within 30 Minutes from Greenhouse Stores.
- Storm damage is typically covered, and professional installation reduces premiums.
- Greenhouses over £5,000 may need additional coverage.
- Expert installation team reduces insurance costs by up to 15%.
The 30-Minute Quote Promise
Insurance claims are time-sensitive. You shouldn't have to wait days for paperwork.
Call us now on 0800 098 8877 or email sales@greenhousestores.co.uk, and in most cases, we can get an official PDF quotation to you within 30 minutes.
We provide honest advice and help you get the best insurance coverage for your investment, providing quotes accepted by leading UK insurers including Aviva, Direct Line, LV=, and NFU Mutual.
How Our Replacement Process Works
We have streamlined our service into 4 simple steps to get you back to growing as quickly as possible.
Step 1: Contact Us
Simply pick up the phone and call us on 0800 098 8877 or email us at sales@greenhousestores.co.uk. You don't need to fill out complex forms. Just tell us you need an insurance quote.
Step 2: Expert Match & Selection
You don't need to be a greenhouse expert—that's our job.
- Known Model: Tell us the specific model.
- Unsure: Send a photo. We will identify a modern Aluminium Greenhouse or wooden equivalent.
- Contents: We include Greenhouse Accessories like staging and auto-vents.
Step 3: Official Quotation
We email a professional, fully itemized quotation designed for insurance companies, listing:
- Replacement greenhouse cost (Current Market Value).
- Delivery costs.
- Professional Installation costs.
Step 4: Approval & Installation
Once approved, contact us to order.
- Delivery: Typically 4 - 6 weeks.
- Installation: Our experts build the frame and anchor it securely to your paving slabs or concrete base.
Important Advice: Polycarbonate Greenhouses & Wind
Please Note: We generally do not recommend polycarbonate greenhouses for any windy or exposed environments.
While polycarbonate is popular for safety, it is extremely lightweight and flexible. In high winds, the panels can easily flex and become dislodged. Once a panel blows out, wind pressure rushes inside, often destroying the frame.
For exposed gardens, we strongly recommend choosing Toughened Safety Glass. It is heavy, rigid, and provides the structural stability needed to withstand British weather.
Understanding Your Coverage
To ensure your claim is successful, it is important to know which type of insurance applies to you.
1. Home Garden
Usually covered under "Outbuildings".
- Limit: Typically 10% of buildings sum.
- Check: "Storm Damage" & "Weight of Snow".
- Cost: Approx £3-£15/month to add.
2. Allotments
Don't assume Association cover.
- Issue: Most only cover Liability, not the structure.
- Action: You usually need specific "Allotment Garden Insurance".
3. Commercial/Schools
We work with nurseries and schools.
- Service: We provide VAT-invoiced quotations meeting Local Authority/Commercial requirements.
The Importance of Professional Anchoring (Save 15%)
One of the main reasons greenhouses suffer storm damage is poor anchoring. We highly recommend including our Greenhouse Installation Service in your quote.
Insurers recognise proper foundation work reduces risk. Our team uses specialized fixings to bolt the structure directly to your hard standing.
Our Greenhouse Best Sellers (Perfect for Replacements)
Most popular "Toughened Glass" models, resistant to bad weather.
Best for Windy Areas
Prices and stock subject to change. Free Delivery typically 4-6 Weeks.
How to Compare Greenhouse Insurance Quotes
- Contact your current home insurer to check "Outbuildings" coverage.
- Get quotes from specialist providers for comparison.
- Mention our professional installation service to potentially qualify for a discount.
- Review policy exclusions (especially regarding wooden rot or plastic panels).
- Factor in excess amounts and claim limits.
Frequently Asked Questions
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Is my greenhouse covered by home insurance?
Yes, most standard UK home insurance policies cover greenhouses under the "Outbuildings" section. However, always check for exclusions regarding "storm damage" or specific clauses about "weight of snow".
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Can I upgrade my greenhouse during the claim?
Absolutely. If you decide you want to upgrade from a 6x4 to an 8x6, or add Greenhouse Staging, we can adjust the quote. You would simply pay the difference between the insurance payout and the upgrade cost.
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Do you deal with the insurance company for me?
While the contract is between you and your insurer, we provide the evidence you need. Our quotes are accepted by all major UK insurers including Aviva, LV=, Direct Line, and NFU Mutual.
Ready to get your claim started?
Don't let a damaged greenhouse ruin your growing season. Contact us today.
Call: 0800 098 8877 | Email: sales@greenhousestores.co.uk
Opening Hours: Monday - Friday 9am-5:30pm